Is the US bond market closed on July 3?
The short answer
Yes. SIFMA recommends a full close of the US fixed income market on Friday, July 3, 2026, for the Independence Day holiday. SIFMA also recommends an early close at 2:00 p.m. Eastern Time on Thursday, July 2, 2026.
What SIFMA recommends for July 3, 2026
According to SIFMA, the US fixed income market has a full market close on Friday, July 3, 2026, in observance of the US Independence Day holiday. SIFMA also recommends an early close at 2:00 p.m. Eastern Time on Thursday, July 2, 2026.
SIFMA's holiday schedule lists the same dates: Friday, July 3, 2026 as a full close, with an early close at 2:00 p.m. Eastern Time on Thursday, July 2, 2026.
What the recommendation covers
According to SIFMA, the recommendation applies to trading of US dollar-denominated government securities, mortgage- and asset-backed securities, over-the-counter investment-grade and high-yield corporate bonds, municipal bonds, and secondary money market trading in bankers' acceptances, commercial paper and Yankee and Euro certificates of deposit.
SIFMA states that its recommended early and full market closes are recommendations only, and each member firm decides for itself whether its fixed income departments remain open for trading. SIFMA also states the early close does not affect the closing time for settlements.
The stock market on the same day
According to the NYSE holidays calendar, Independence Day is observed on Friday, July 3, 2026, so the NYSE is closed that day. The NYSE calendar does not list July 2, 2026 as an early close.
| Date | US Eastern |
|---|---|
| Thu, July 2, 2026 | Early close 2:00 p.m. |
| Fri, July 3, 2026 | Full close |
Questions
Is the bond market closed on July 3?
Yes. SIFMA recommends a full close of the US fixed income market on Friday, July 3, 2026.
Is there an early close on July 2?
Yes. SIFMA recommends an early close at 2:00 p.m. Eastern Time on Thursday, July 2, 2026.
Is the stock market closed on July 3, 2026?
Yes. According to the NYSE holidays calendar, Independence Day is observed on Friday, July 3, 2026.
Are SIFMA closes mandatory?
No. SIFMA states its recommendations are recommendations only, and each member firm decides for itself whether its fixed income departments remain open for trading.
Sources
- SIFMA press release: Fixed Income Market Close Recommendations for the U.S. Independence Day Holiday 2026
- SIFMA Holiday Schedule
- NYSE holidays calendar
Checked against these official sources on October 20, 2026 by the Kairotick team. Rules and schedules change; check the source before you rely on a detail.
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